For instance USAA offers the most affordable renters insurance in Raleigh at just 100 per year. According to the Insurance Information Institute the average annual premium is 157 in North Carolina or only about 13 per month. 121 Reference Of Auto Owners Insurance Jacksonville Nc In 2020 Compare Insurance Auto Insurance Quotes Low Car Insurance But thats just one set of coverage limits. How much is renters insurance in nc . The national average cost for renters insurance is 15-20 per month. Thats solid coverage for less than the cost of a few cups of coffee a week. The average renters insurance policy costs between 120 and 190 a year. North Carolina Renters Insurance As Low As 7 a Month Renters insurance does not hold as much importance as making rent or paying off utilities for some people. Thats a good bit less than the national average of 180 or 15 per month. However companies like Liberty Mutual and Progressive offer discounts that can help you save money on your premiu...